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Congrats on joining the UnitedHealthcare family of Medicare Advantage plans! You won’t want to miss these above-and-beyond benefits.
As a new member, you are probably still kicking the tires on your plan. There’s a lot to learn about how to get the most out of your coverage—and you’ve probably just scratched the surface of your benefits. You should know there’s more to your new plan than you might expect. Whether you’re interested in fitness, transportation services or alternative medicine, you may find a great extra that you didn’t realize was there.
Here are six of the benefit perks UnitedHealthcare® Medicare Advantage members love. Many of them have a $0 copay. Benefits and coverage vary, so make sure to visit your plan website or call the number on the back of your member ID card to find out exactly what benefits you’ve got and how to start using them.
Perk #1: Prescription Home Delivery
You can cut down on the errands you’re running when you get a 3-month supply of your medicine delivered right to your home. Find out if and where you can fill a 3-month supply of your prescriptions by going to your plan website.
Not only is it more convenient but it can also help you keep on track with taking your medicines, notes the National Association of Area Agencies on Aging. And you won’t miss a dose just because you couldn’t get to the store.
Finding Your Plan Extras Is as Easy as 1, 2, 3
Think of your plan website as Grand Central for everything related to your plan coverage. To check benefits:
1. Go to MyUHCMedicare.com.
2. Sign in or click “Register Now” to create an online account.
3. Click “Coverage & Benefits” to see a recap of your plan’s benefits.
Perk #2: Vision Care
It’s easy to brush aside the need for eye exams if you’re seeing just fine. Trouble is, many sight-threatening eye diseases are asymptomatic or don’t show signs until it’s too late to turn things around, notes the American Academy of Ophthalmology.
That’s why almost all UnitedHealthcare Medicare Advantage plans offer a free annual eye exam benefit1. Your plan may also include an eyewear allowance that you can use to pick up a new pair of eyeglasses or contact lenses.
The eye doctor can tell a lot more than whether or not you can read the smallest line of an eye chart. These exams can also catch serious conditions like glaucoma or age-related macular degeneration early, when they can be more effectively treated. Staying on top of your routine eye exam also gives eye doctors a chance to notice small changes in your blood vessels that can be a warning sign of high blood pressure or diabetes.
Perk #3: Hearing Protection
Hearing loss can happen so slowly that you don’t even notice it. Yet it’s the third most prevalent chronic health condition that older adults grapple with, reports the American Speech-Language-Hearing Association (ASHA). In fact, 1 in 3 adults between the ages of 65 and 74 experience a dip in hearing that’s noticeable enough to chip away at their quality of life.
That’s one reason regular hearing exams become even more important as you get older. Most UnitedHealthcare Medicare Advantage plans offer an annual hearing exam for a $0 copay. And if you do need to address some hearing loss, many plans offer a selection of hearing aids to turn the volume up on life.
Good hearing has emotional benefits, too. It can help ease isolation and prevent loneliness, according to the ASHA. After all, it’s easier and more pleasant to connect with your loved ones when you can hear them well.
Perk #4: Dental Care
It’s easy to overlook your mouth when prioritizing health care. But going to the dentist regularly can do more than help ensure a pretty smile. Good oral health is an essential part of your overall health and well-being, according to the Centers for Disease Control and Prevention (CDC).
Heart disease, diabetes, pneumonia and more are all linked in some way with a healthy mouth, notes the American Dental Association. In fact, the CDC reports that 1 in 4 adults have untreated cavities and nearly half (46%) show signs of gum disease. Left untreated, gum disease gets in the way of good blood pressure control and can interfere with treatments for high blood pressure, says the American Heart Association.
UnitedHealthcare’s preventive and diagnostic dental benefits2 include regular cleanings, oral exams and fluoride treatments. The copay for these preventive services is typically $0 at a network dentist up to a certain amount. And when you know it’s part of meeting your larger long-term health needs, and that it won’t break the bank, you may actually grow to love visiting the dentist.
Perk #5: Over-the-Counter (OTC) Essentials
Does it feel like you spend $50 every time you go to the pharmacy? Would it surprise you to learn that adults over age 65, who make up just 16% of the population, account for 30% of all OTC medicines, according to the American Public Health Association?
UnitedHealthcare’s OTC benefit (not available with all plans) helps cover many of the things you buy over the counter that relate to your health. Pick up toothpaste to keep your pearly whites sparkling between dental visits. Buy your favorite OTC pain relievers, cough drops and vitamins, too.
Here’s how it works: Once every three months (or every month on some plans), credits will be added to your account for you to spend on a large selection of OTC products. You can shop from a catalog that’s mailed to you or order your items online.
Perk #6: Rides to the Doctor
For many, getting around can be challenging. Sometimes, it might even be enough of a bother that it puts you off or you even avoid doing things you know you need to do, like going to the doctor or pharmacy to take care of your health. Nearly 6 million Americans delay seeking medical treatment because of transportation hassles, notes a 2020 report in the American Journal of Public Health.
Your plan may include trips via designated ride-sharing services for doctor’s office visits and pharmacy runs to take care of your health needs for a $0 copay. This curb-to-curb service allows you to bring along one companion. Wheel-chair accessible vans are available on request.
It’s less stressful to make and keep those important appointments when you know you’ve got a ride. For all of the details, including how to schedule rides, call the Customer Service number on the back of your member ID card.
Your benefits go far beyond the basics and these six perks. Some other upsides of your plan may include:
- Complementary care. Visits to providers who offer complementary care, including chiropractors, acupuncturists and naturopathic providers, are covered under some plans.
- Online therapy. Mental health is just as important as your physical health, so virtual behavioral health visits are often covered as well. You can see a therapist online to help with common concerns like depression and anxiety.
- Access to Renew by UnitedHealthcare®. Many plans include Renew, our health and wellness experience. Renew offers a wide range of resources and activities for keeping your mind and body active, including fitness classes, educational courses and brain challenges for cognitive health.
Different plans come with different benefits, so check your plan's website or Evidence of Coverage to learn exactly what your plan offers. Have questions? Call the Customer Service number on the back of your member ID card.
1.Vision benefits vary by plan and are not available with all plans. Additional charges may apply for out-of-network items and services. [Annual routine eye exam covered in full every two years.] Limitations and exclusions apply.
2.$0 cost-share for in-network preventive dental care, specified services only.